The Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies bank branches in India. This code is mandatory for all electronic fund transfers like NEFT, RTGS, and IMPS.
IFSC Code Format
An IFSC code follows this structure: AAAA0BBBBBB
- First 4 characters - Bank code (letters only)
- Fifth character - Always "0" (reserved for future use)
- Last 6 characters - Branch code (letters/digits)
Example:
SBIN0000123 - State Bank of India, Mumbai Main Branch
- SBIN - Bank code for SBI
- 0 - Default digit
- 000123 - Branch identifier
Where to Find IFSC Code?
- Printed on cheque leaves
- Bank account statements
- RBI or bank official websites
- Online IFSC code directories like ours
Note: Always verify the IFSC code with your bank before initiating any electronic transfer to ensure the funds reach the correct destination.